Having a fashion formula doesn't mean being so predictable. Olivia Palermo may be the most-hated girl on MTV's "The City," but she's also the one with the wardrobe (and a unique sense of style) that everyone loves.

While the NYC socialite-model-publicist is never one to be caught in the same look twice, she does have a few fashion rules you can adopt to achieve her eclectic polished style:

1) Stock your closet full of classic foundations: the perfect white tee, versatile jackets, and lots of neutral grays.

2) An effortless mix of neutral shades (blacks, grays, whites and beiges) with a few touches of color from accessories (or even nails) looks great on everyone.

3) Forget about trying to match shoes and bags; that's so "Mad Men."

4) Mix and match accessories to transform a basic look into something unique and personal.

Photos: Dimitrios Kambouris/Getty; Dave M. Benett/WireImage; Duffy-Marie Arnoult/WireImage