Did you know that billionaire Ingvar Kamprad (the founder of Ikea) refuses to fly business class and often uses public transportation? As Saturn turns retrograde in your belt-tightening second house for the next six months, it's time to scale back. Cut out items that you're paying for but not using, like unread subscriptions or that high-end device with bells and whistles you don't even know how to operate. You can secure new sources of income now, but you'll have to weather a "paying your dues" phase. Humble thyself and roll up thy sleeves. By the summer, your nest egg will have grown considerably as a result of your hard work.